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Finance Tool

Tax Bracket Calculator

Instantly find which 2024 federal tax bracket you fall into. See a visual breakdown of all seven brackets, compare across filing statuses, and view how brackets changed from 2023 to 2024.

Tax year 2024 (filed in 2025) — Based on IRS Revenue Procedure 2023-34

What Tax Bracket Am I In?

Your income after deductions (gross income minus standard or itemized deduction)

How to Find Your Tax Bracket

1

Enter Taxable Income

Type your taxable income - that is your gross income minus deductions. If you are unsure, use your gross income minus the standard deduction for your filing status.

2

Select Filing Status

Choose how you file: Single, Married Filing Jointly, Married Filing Separately, or Head of Household. Each status has different bracket thresholds.

3

See Your Bracket

Instantly see which bracket you fall into with a visual chart showing exactly where your income sits among all seven federal tax brackets.

2024 Tax Brackets by Filing Status

Compare all seven federal income tax brackets across every filing status. The same rates apply to all statuses, but the income thresholds differ significantly.

RateSingleMarried JointMarried Sep.Head of HH
10%
$0 - $11,600$0 - $23,200$0 - $11,600$0 - $16,550
12%
$11,600 - $47,150$23,200 - $94,300$11,600 - $47,150$16,550 - $63,100
22%
$47,150 - $100,525$94,300 - $201,050$47,150 - $100,525$63,100 - $100,500
24%
$100,525 - $191,950$201,050 - $383,900$100,525 - $191,950$100,500 - $191,950
32%
$191,950 - $243,725$383,900 - $487,450$191,950 - $243,725$191,950 - $243,700
35%
$243,725 - $609,350$487,450 - $731,200$243,725 - $365,600$243,700 - $609,350
37%
Over $609,350Over $731,200Over $365,600Over $609,350

2023 vs 2024 Tax Bracket Changes

The IRS adjusted bracket thresholds upward by approximately 5.4% for 2024 to account for inflation. The seven tax rates remained unchanged. Here is the comparison for Single filers:

Rate2023 (Single)2024 (Single)Change
10%
$0 - $11,000$0 - $11,600+$600
12%
$11,000 - $44,725$11,600 - $47,150+$2,425
22%
$44,725 - $95,375$47,150 - $100,525+$5,150
24%
$95,375 - $182,100$100,525 - $191,950+$9,850
32%
$182,100 - $231,250$191,950 - $243,725+$12,475
35%
$231,250 - $578,125$243,725 - $609,350+$31,225
37%
Over $578,125Over $609,350+$31,225

How Tax Brackets Work

Your Bracket = Highest bracket where Taxable Income > Bracket Minimum

The US federal income tax uses a progressive (graduated) system with seven brackets. Your "tax bracket" is the highest rate bracket your income reaches - also called your marginal tax rate.

Example (Single, $75,000 taxable income):
10% bracket: $0 - $11,600
12% bracket: $11,600 - $47,150
22% bracket: $47,150 - $75,000 (your income stops here)
Your bracket: 22%

Key point: Only the income within each bracket is taxed at that rate. Moving into a higher bracket does not mean all your income is taxed at the higher rate. This is why your effective tax rate (average across all brackets) is always lower than your marginal bracket rate.

To calculate the actual tax you owe, including effective rate and bracket-by-bracket breakdown, use the Income Tax Calculator.

Frequently Asked Questions

What tax bracket am I in for 2024?

Your tax bracket depends on your taxable income (gross income minus deductions) and filing status. Enter your taxable income above to instantly see which of the seven federal brackets (10%, 12%, 22%, 24%, 32%, 35%, or 37%) you fall into. Remember, only the income within that bracket is taxed at the marginal rate - not your entire income.

How did tax brackets change from 2023 to 2024?

The seven tax rates (10% through 37%) stayed the same, but the income thresholds were adjusted upward by approximately 5.4% to account for inflation. For example, the 22% bracket for single filers starts at $47,150 in 2024 compared to $44,725 in 2023. This means you can earn slightly more before moving into a higher bracket.

What is the difference between a tax bracket and an effective tax rate?

Your tax bracket (marginal rate) is the rate applied to your last dollar of taxable income. Your effective tax rate is the average rate across all your income - calculated as total tax owed divided by total income. Because the US uses progressive taxation, your effective rate is always lower than your marginal bracket rate. Use our Income Tax Calculator for a full effective rate computation.

Does moving into a higher tax bracket mean all my income is taxed at that rate?

No. This is one of the most common tax myths. The US uses a progressive tax system where only the income within each bracket is taxed at that bracket rate. For example, if you are single and earn $50,000, only the income above $47,150 (about $2,850) is taxed at the 22% rate. The rest is taxed at the lower 10% and 12% rates.

How do I lower my tax bracket?

You can lower your taxable income (and potentially your bracket) through deductions and pre-tax contributions. Common strategies include maximizing 401(k) or IRA contributions, taking the higher of itemized or standard deduction, contributing to a Health Savings Account (HSA), and making charitable donations. These reduce your taxable income, which may push you into a lower bracket.

Important Disclaimer

This tool identifies your federal tax bracket for educational purposes only. It does not calculate total tax owed, account for tax credits, FICA taxes, self-employment tax, alternative minimum tax (AMT), or state and local taxes. For a complete tax estimate, use our Income Tax Calculator or consult a qualified tax professional.